This article was written to teach you about the proper way to use charge cards successfully.
Only inquire in regards to opening retail cards if you seriously shop at that store regularly. When a store runs a credit check to see if you qualify for a card, it shows up on your credit report, even if you ultimately decide not to open an account. Excessive inquiries from those retailers on your report can drop your credit score.
Never charge items on credit card for purchases that is not in your budget. While it is okay to use your card for something that you know you will be able to afford to pay in the near future, you should not buy a … Read the rest