Credit cards are useful for online or making other purchases and avoiding cash use. This article will help you to learn how to obtain bank cards and use them wisely without drowning in debt.
Never use your credit to buy things that are out of your price range that you cannot pay off. If it is something that is going to cause you financial difficulty, you are better off avoiding the purchase.
Credit card companies state your minimum payments in order to make as much money from you as they can. This naturally means that you should always pay some amount over the least allowable amount. Avoid costly interest fees for long periods of time.
Always report any fraudulent charges … Read the rest