Whether you fell prey to the guys handing out credit cards like candy on campus, got carried away on one too many shopping sprees or got hit hard by the recent economic downturn, you’ve probably damaged your credit. The following tips will help you take steps to begin to repair it.
The first step in repairing your credit is figuring out a plan that works for you, and sticking with it. You must be dedicated to making some significant changes in the way you spend your money. Avoid buying what you don’t need. Look at your purchases closely. If you cannot afford something, and you do not need it, do not buy it.
Financing homes can be difficult when your credit score is low. FHA … Read the rest