Many people have despised credit cards ever since they were first invented. It is easy to run into trouble if you try to manage charge cards without educating yourself or getting good advice. This article has plenty of help for anyone interested in learning more about having a credit card.
A retail card should only be opened if you really use that store often. Every time you try to open a card, this action is recorded. If you have too many inquiries from stores, this can negatively affect your credit score.
Only inquire about opening retail credit card if you seriously shop at that store regularly. When you apply for store charge card, … Read the rest