This piece will help you some education in your use of charge cards and dodging the troubles associated with them.
When looking over your statement, report any fraudulent charges as soon as possible. Taking immediate action gives you the highest probability of stopping the charges and catching the culprit. This also ensures that you will not be liable for any further charges. All it takes is a quick email or phone call to notify the issuer of your credit card and keep yourself protected.
Only apply for store cards if you shop with often. When stores submit an inquiry into your credit history for a card, an inquiry is noted on your credit bureau report whether you are approved or not. Too many inquiries on your credit can lower your credit score.
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