It may be very challenging to sort through all the credit card offers you get in the mail. How does a consumer decide? The information laid out here will help you to understand everything you need to know about credit cards.
To help ensure you do not over pay for a premium credit card, double check whether the card has an annual fee attached to it. Annual fees for high end cards can be very high depending on how exclusive they are. If you do not need a premium card, don’t get one.
It is a smart idea to have two or three different charge cards available for your use. This helps improve your credit score, particularly if … Read the rest